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Yipes! Forty-two percent of Americans don’t know if Obamacare is still the law of the land!

kff1

To me, the most fascinating aspect of the chart above is the indication that 19 percent of Americans think Obamacare has been repealed by Congress or overturned by the Supreme Court.

The story is HERE:

Despite the fact that Obamacare has been in place for over three years at this point, a lot of Americans still remain confused about the specific nature of the health reform law. Last month, a Kaiser Health poll revealed that many Americans still can’t correctly identify Obamacare’s provisions. Now, Kaiser’s most recent polling finds that 42 percent of Americans aren’t sure about whether Obamacare is law at all…

Of course, now that Obamacare has survived a Supreme Court challenge, dozens of repeal efforts, and a presidential election, even Speaker John Boehner (R-OH) has admitted that it’s the “law of the land.” Nonetheless, as administration officials prepare for the full implementation of the lawce markets to open in 2014, they still have a long way to go when it comes to fully educating the American public about it.

Kaiser found that Americans’ education gaps fall along class lines, as wealthier Americans are more likely to have heard something about health care reform from newspapers, radio, or online sources. Just 30 percent of those with lower incomes reported that they had received information about Obamacare from those sources. That’s especially problematic because many low-income Americans stand to significantly benefit from the health law, as they will become eligible for federal assistance to help them afford insurance coverage on the state marketplaces. Still, 58 percent of uninsured Americans and 56 percent of low-income Americans told Kaiser that they don’t know how Obamacare will impact their lives.

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16 Comments

  1. ..” a lot of Americans still remain confused about the specific nature of the health reform law. ”

    Unfortunately that includes hospitals, health care providers, elected officials and the full weight of the U.S. government.

    EVERYBODY is still confused about the details of the reform and more importantly the details of its implementation.

  2. What a shocker. A doctor is arrogant enough to speak for EVERYBODY (and in caps).

    Wisconsin’s dimmest bulb Ron Johnson isn’t confused though. Ha asserts, “I think far more Americans are going to lose their employer-sponsored care because there are incentives for employers to drop their coverage and make their employees eligible for huge subsidies.”

    What happened to competition, Ron? The lifeblood of capitalism? Employers will offer better health plans to attract top talent, and these plans should be less costly once HMOs stop subsidizing the uninsured.

  3. I’m a self insured healthcare policy holder. This group of insured gets the biggest gouges when premiums go up.

    Just saw notice that my premium may go up as much as 53%. That’s what the insurance company for the hospital my insurance is based out of have asked for effective Jan 1 2014.

    The state does reviews of increases and usually allows at or near the requested amount. The good thing is it will have increased benefits, but I don’t know what those increased benefits are yet.

    I’ve asked a guy at our paper how people who don’t apply for coverage will be treated (no response yet) . I’ve heard about the penalty that is paid as a tax at the end of the year (the penalty is really small), but that doesn’t cover their expenses if they go to the hospital for emergency heart surgery. I thought Obamacare was supposed to remedy the uninsured problem. How are people who don’t sign up for a program treated when they show up at the hospital with gall stones or kidney failure? How are homeless people handled? is there a base Obamacare program that applies to all people who don’t sign up for one of the products these exchanges are creating, thus that program is then billed for the services rendered? There’s so much I don’t know about Obamacare.

    I did find out that people who will qualify for a tax credit to pay for their premium (all of part) will be able to use that tax credit early on as their insurance rate will be adjusted to what they estimate their income to be and then if different, at the end of the tax year it will adjusted to the actual number up or down. Usually tax credits are used at tax time but in this instance an estimated tax credit based on estimated income level will apply.

  4. Ah, Luke. My favorite liberal. The man who loves to hate me.

    Please don’t forget, not only am I an experienced physician, I am a small business owner, a former chair of 2 healthcare foundations, a former hospital board member and a current health system board member. I am also a member of an ACO. I am as well positioned as anyone to feel the confusion that is radiating out from Washington D.C.

    Confusion does reign when it comes to the bill that had to be passed so we could read and know what is in it.

    Google confusion and healthcare reform. It might take you awhile to get through the 12 million or so citations but you might learn something. Here is a good start.

    http://healthwise-everythinghealth.blogspot.com/2013/04/health-care-reform-confusion.html

    If you think you are confused about ObamaCare and what it will mean to you and your family, you are not alone. Confusion is rampant and open enrollment for the health exchanges is supposed to start October 1. Yes that is a mere 6 months from now! Despite this looming date, the various States still don’t know what they will be offering and doctors and hospitals also have no idea how it will work. There seems to be no plan on how to get the word out to the uninsured public.
    Most uninsured people don’t even know they will have new insurance options under the Affordable Care Act. If you have insurance now through your employer, not much will change.

    Here are some basics that we do know:

    •The exchanges will start covering patients on Jan 1, 2014. Each state will have its own exchange for people who don’t have employee coverage. There will also be a plan for small businesses to offer to employees. The vast majority of people who have health insurance from their jobs will not see a change.
    •There will be three types of exchanges to start: those run by states, those run by the federal government and private partnerships.
    •Patients will be able to pick from a range of private plans and the government will help eligible people with the premiums. We have no idea what those premiums will be but if the last few years of rising health insurance cost is any indication, it will not be affordable. Low income people will be steered to safety-net programs like expanded Medicaid.
    •Only legal residents of the United States will get help with premiums.
    •There are confusing formulas for different plans. All of the proposed plans have deductibles and co-pays on top of the premiums and people will need to choose their plan based on premium price and deductible.
    •It is unknown which doctors or hospitals will be within the various exchanges or networks because they aren’t even formed yet. Providers are just as confused right now as the general public.
    •Insurers will be forbidden to deny health insurance for pre-existing conditions or other health status.
    •It is predicted there will be a vast shortage of doctors and clinics to care for the new patients with insurance and the new demands for health care.
    •48 million Americans (15% of the population) have no health insurance now.

  5. AmazingScott

    Ok, I’m one of those self-employed and uninsured people. I have seen a doctor once since 1978 (for a spider bite of all things). The last time I looked the cost for me to have an average health insurance policy was $2289 per month, and that was a couple of years ago. From what I can tell about the new Obamacare rules I am mandated to purchase a policy that will cost around $1000 a month and I am eligible for a subsidy to cover about $250 of that, leaving me a $750 monthly bill. If I fail to obey the mandate I have to pay a fine of $395 to the IRS when I file my taxes. $750 a month is more than my mortgage, so I will pay the fine instead. My thinking is that a lot of people will do something similar when push comes to shove…

  6. AmazingScott, People may choose to pay that fine, but I don’t understand how Obamacare remedies the uninsured problem. Unless uninsured get base coverage bill to the federal govt, thus making the ax penalty seem attractive. By the way, my premium is $236 a month with BCBS. I get 3 doctor visits ayear, $7500 deductible, have no pre-existings and the insurance pays 70% of covered expenses. And Im in my late 50s. How did your premium get so big? I don’t think my rate is that bad for now, but did find out even at the $5000 deductible I had for some surgery a few years ago, I still ended up paying about 8.5k out of pocket. Had I not had coverage my bill would have been around 27k but with insurance it was about 16k (day surgery) with the discounts that insured get. Still had a lot of money out of pocket though.. it will be even more with the $7500 deductible I have now to curb the rising cost of my premiums.

  7. AmazingScott

    I think it’s like not having car insurance for 6 months or longer, you automatically become high-risk. I’m late 40s and in perfect health except for being overweight and not getting enough exercise. When you haven’t been seen by a doctor in 35 years there are zero pre-existing ailments.

    My wife is a Canadian citizen, she thinks we’re all crazy and we can’t move to Canada fast enough for her…

  8. My insurance went up this year, family plan no preexisting and it costs about 400/wk, nice write off at tax time, but I hear that is changing too.
    I am thinking if it goes up anymore, I’ll go the penalty route(if my wife lets me)

    This from all people “Democrats Are Starting to Sour on Obamacare”

    http://www.motherjones.com/kevin-drum/2013/04/democrats-are-starting-sour-obamacare?utm_medium=twitter&utm_source=twitterfeed

    “Democrat candidate Elizabeth Colbert Busch calls Obamacare ‘extremely problematic’”
    from the NYT
    “New Hampshire Sen. Jeanne Shaheen, told the Times she is “hearing from a lot of small businesses in New Hampshire that do now know how to comply with the law.” She said many are still “trying to figure out whether it would be in their interest to reduce employees’ hours” to avoid the law’s requirement that they cover health insurance premiums for full-time workers.

    Shaheen, who is up for re-election next year, said the White House “acknowledged that these are real concerns, and that we’ve got to do more to address them.”
    “Iowa Sen. Tom Harkin, chairman of the Senate Appropriations subcommittee on healthcare, also voiced his concerns, telling the Times: “I am greatly disappointed —and beyond upset — that the administration chose to help pay for the Affordable Care Act in fiscal year 2013 by raiding the Public Health and Prevention Fund.”

    Harkin was referring to the White House’s acknowledgement that it had transferred $322 million from the prevention fund to pay for promotion of the new insurance exchanges.”

    “Senator Max Baucus, Democrat of Montana and chairman of the Finance Committee, said last week that the administration deserved “a failing grade” for its efforts to explain the law to the public.

    “I just see a huge train wreck coming down,” Mr. Baucus said then.”

  9. Brian, will this affect you?
    “Obamacare Tax on Union Member and Early Retiree Health Insurance Plans: Obamacare imposes a new 40 percent excise tax on high cost or “Cadillac” health insurance plans, effective in 2018. This tax increase will most directly affect union families and early retirees, who are likely to be covered by such plans. This Obamacare tax will be levied on insurance policies whose premiums exceed $10,200 for an individual and $27,500 for a family. Middle class union members tend to be covered by such plans in states like Ohio, Pennsylvania, Wisconsin, and Michigan. Higher threshold ($11,500 single/$29,450 family) for early retirees and high-risk professions. CPI +1 percentage point indexed. (Bill: PPACA; Page: 1,941-1,956)

    Read more: http://atr.org/obamacares-tax-hike-train-wreck-a7587#ixzz2RzTcfL85

  10. Neftali

    Since Pat (for the moment) appears to be in a good mood by offering praise for George W. Bush, I’m going to share this article about Republican alternatives to Obamacare, or more accurately, lackthereof.

    Conservative columnist Ross Douthat NAILS it in this column about a proposal from Eric Cantor to help reform health care that was shot down by his base. I’m obviously no fan of Obamacare, but there is only so long we can just point to it and say “it sucks.” Eventually to you need to pass legislation to improve it because as the poll states, it is the law of the land and its not getting repealed anytime soon. Most Democratic leaders readily admit that its not perfect, and are willing to vote on amendments to make it better. There is real opportunity here if the far right ever gets its act together.

    http://douthat.blogs.nytimes.com/2013/04/30/the-republican-health-policy-trainwreck/

    “This, this , is the Republican Party’s health care problem. It isn’t that conservative ideas about health policy don’t exist, and it isn’t that they won’t work. It’s that right now the feasibility question is purely academic, because even after five years of debating these issues, and despite Eric Cantor’s best efforts, there still aren’t enough Republican lawmakers willing to take even the smallest of steps toward putting those ideas to the test. This means that no matter how much of a “bureaucratic nightmare” the implementation of the current health care law turns out to be, liberals at least have this ace in the hole: When it comes to health care reform, there is still no politically realistic alternative to their approach.”

  11. Brian Opsahl

    The 2 models for Obamacare is…Romneycare,and The Heritage Foundation….both republican stongholds

  12. wilson

    So Brian, no comment on (Bill: PPACA; Page: 1,941-1,956) and its affect on you as a union member?

    More good news!!
    “Employee Benefits Fall As Firms Brace For ObamaCare”

    http://news.investors.com/050113-654209-companies-cut-employee-benefits-as-obamacare-looms.htm

  13. Robert

    Medicare for all.. Part E…. Medicare worked fine for my parents when they retired as well as previous generations under that program. Take the profit motive out of healthcare. Doctors and hospitals did fine before it became a profit (high profits to the CEOs for sure) driven model.

  14. expdoc

    Medicare has only survived with it’s current pricing structure because of cost shifting to those with commercial insurance. Hospitals and doctors will survive on medicare rates. The quality of patient care, particularly when it comes to things like private rooms and other “nicities” may not.

  15. Brian Opsahl

    Page 1,941-1,956…? …can you tell me where to find the anti-idiot law to…on page 1,399 in sub section B after artical a before paragraph sub-section G …yea..no..!!

    I am sure there will be cheap ass companys that pay the CEO gazillions while the real workers get nothing but as we already know Wilson that has been going on for ever,and if your republicans would have done something years ago we wouldn’t even have Obama care would we now…!!

  16. Wilson

    Well I was happy with my insurance as was the majority of folks, now my costs have increase around 40% in the last two years and the amount I can deduct for medial has decreased by 3%.
    So Obama found a solution to what wasn’t a widespread problem, now one size fits all.
    20k a year is too much to pay for insurance and I am sure it will be next year and I haven’t had a raise in 4 years.
    This Obama economy is just super!

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