Obama’s [If you like your health plan, you can keep it] not guaranteed
Remember the promise made by President Obama on Tuesday August 11, 2009 that, “if you like your health care plan, you can keep your health care plan?”
Well, there are some unintended consequences that the President and apparently Nancy Pelosi didn’t “PLAN” for with the Obamacare implementation. Even unions are objecting to Obamacare’s unintended consequences. There are many ways you could lose the health care plan you like, despite Obama’s promise.
Some labor unions have grown frustrated and angry about Obamacare and problems that could jeopardize the health benefits offered to millions of their union members because employers may opt out of health care offered in the past for lower cost public healthcare plans or simply decide to pay fines, while union members seek out other plans.
Here, employers are allowed onto the exchanges and will pick the public option, which would clearly change some union member’s health plans.
Unions are also concerned that if the employer can do opt out of a contract plan, what about the need for union negotiations? Why the need for unions at all?
But last month, the union representing roofers issued a statement calling for “repeal or complete reform” of the healthcare law. Kinsey Robinson, president of the United Union of Roofers, Waterproofers and Allied Workers, complained that labor’s concerns over the healthcare law “have not been addressed, or in some instances, totally ignored.”
“In the rush to achieve its passage, many of the act’s provisions were not fully conceived, resulting in unintended consequences that are inconsistent with the promise that those who were satisfied with their employer-sponsored coverage could keep it,” Robinson said.
Excerpt on second article:
If the public option is cheapest, Jake Tapper [ABC NEWS] said, “then lots of employers will want to have their employees covered by that cheaper plan, which will not have to be for-profit, unlike private plans, and may, possibly, benefit from some government subsidies, who knows.
And then their employees would be signed up for this public plan, which would violate what you’re [Obama] promising the American people, that they will not have to change health care plans if they like the plan they have.”
The Wall Journal reported earlier this year, that more cities and municipalities might be looking to shift their health care costs from big cities to the federal government. Guess who is contemplating such a move – Rahm Emanuel will place retired workers on Obamacare! You can’t make this stuff up.
Last week Obama’s former chief of staff- and Chicago’s newest mayor-for-life- Emanuel, decided that the city was through with paying for healthcare benefits on behalf of about 30,000 retired government workers.
“Once the phaseout is complete,” reported the Chicago Tribune, “those retired workers would have to pay for their own health insurance or get subsidies under the Affordable Care Act. The city-subsidized coverage is particularly important to retired workers who aren’t yet eligible for Medicare, as opposed to those 65 or older who use the subsidies for Medicare supplemental insurance.”
The 30,000 retired workers will either pay for their health insurance individually, says the city, or they can move their healthcare over to Obamacare and receive a federal government subsidy along the way, in addition to paying an out of pocket premium. The proposal will save Chicago $109 million next year.
Obama must really love Rahm’s support of Obamacare! So much for keeping your health care if you like it, Mr. President.
Last, but not least, is the so-called Obamacare “Cadillac Tax” that will affect nearly 75% of all corporate and public employees’ insurance plans over the next 10 years.
The tax doesn’t even become effective until 2018, but some employers are already lowering their costs so they will be unaffected when it takes effect.
Employers say they have to get started bringing down costs now, The New York Times reports, so employees who are used to $20 co-pays at the doctor’s office and $500 deductibles are learning a new reality. Many now are looking at deductibles as high as $6,000 for families.
Still, the tax is one of the most controversial parts of the healthcare law. It imposes a 40 percent tax on the portion of a health plan’s cost that exceeds $10,200 for an individual and $27,500 for a family. That cost includes what both the employer and employee pay.
Many corporate employees, teachers and university professors already have the equivalent of $21,000 to $32,000 for family coverage and at least $7500 to $12,000 for single coverage and many more employees will be at those levels within the next 10 years.
This tax on premiums is typical of the one size fits all; level the playing field mentality of Obamacare. Employers will not pay this 40% tax on health care premiums over the next 10 years, so kiss that health care plan you want to keep goodbye!